Credit Report Recovery
Plain-language education about your federal rights to dispute credit report errors, time limits on negative marks, identity-theft protections, and how to rebuild credit — plus what your state requires of credit-repair companies. Street Legal AI is an education platform: we do not file disputes for you, charge for credit-repair services, or promise any credit outcome. This is legal information, not legal advice.
Legal information, not legal advice. This is general legal information, not legal advice, and does not create an attorney–client relationship. Laws vary by state and change over time. For advice about your specific situation, consult a licensed attorney.
What you can do here
- 1Ask a free question about credit report recovery — answers cite the actual law.
- 2Read your state's plain-language guide below — statutes linked.
- 3Go deeper with the attorney-ready situation pack, or browse licensed attorneys.
Choose your state
Every jurisdiction has a plain-language guide. The ✓ badge marks states with statute figures verified against primary sources.
Credit Report Recovery Guide — Situation Pack
A plain-language guide to your federal credit rights — disputing errors, the time limits, and rebuilding — with an organizer for your reports. Education only: we never file disputes for you, sell dispute templates, or promise a score change.